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【World Property Journal】U.S. Mortgage Rates Exceed Six Percent in Mid-September, First Time Since 2008

According to Freddie Mac, U.S. mortgage rates continued to rise alongside hotter-than-expected inflation numbers this week, exceeding six percent for the first time since late 2008. Although the increase in rates will continue to dampen demand and put downward pressure on home prices, inventory remains inadequate. This indicates that while home price declines will likely continue, they should not be large. 

【World Property Journal】One-Third of U.S. Homes Were Bought in Cash in July, Above Pre-Pandemic Levels

According to national property broker Redfin, nearly one-third (31.4%) of U.S. home purchases were paid for with all cash in July 2022. That's near the eight-year high reached in February and up from 27.5% a year earlier. The share of all-cash purchases jumped in early 2021 during the pandemic-driven homebuying frenzy and has remained elevated since then.

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【新浪地產】9月中國LPR維持不變86城房貸主流利率降至下限

仲量聯行大中華區首席經濟學家兼研究部主管龐溟認為,9月份,LPR維持不變,反映出中國貨幣政策堅持“以我為主、審慎克制”的穩健基調。同時,這也反映出官方珍惜正常貨幣政策空間,強調政策精準性、直達性和有效性,耐心等待前期LPR調降後、商業銀行依據“存款利率市場化調整機制”進行跟隨式調降、實體經濟貸款利率和企業綜合融資成本進一步降低的政策擴散和良性循環顯示成效。

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【中房研協】多地嘗試二手房“帶押過戶”,簡化交易流程激發二手房市場活力

近日,無錫市住房和城鄉建設局、市自然資源和規劃局聯合對外宣布,無錫市區二手房可以“帶押過戶”,無須提前還貸,無須墊付資金,可實現全程免費。9月19日,建設銀行無錫分行在一位業主未提前還貸的情況下,將其名下房產完成交易過戶,意味著無錫“帶押過戶”二手房交易業務正式落地。近期珠海、青島、昆明、濟南、福州等城市均推出二手房“帶押過戶”模式,並有相應成功案例。

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【Zillow】August Existing Home Sales: Sales Continue to Drop as Market Rebalances

  • 4.80 million existing homes were sold in August (SAAR), down 0.4% from July and down 19.9% from August 2021, according to the National Association of Realtors (NAR).
  • Total housing inventory at the end of August amounted to 1,280,000 units, NAR said, down 1.5% from July and unchanged from one year ago.
  • The median existing-home price for all housing types in August was $389,500, up 7.7% from August 2021.

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