【工商時報】預售屋契約有雷！消保處提醒民眾這2點
消保處簡任秘書陳星宏指出，為了解建商對「平均地權條例」及「預售屋買賣定型化契約應記載及不得記載事項」遵循狀況，消保處會同內政部地政司及各地方政府地政局處辦理「111年度預售屋買賣定型化契約查核」。本次共計查核50個建案，每建案均查核「房地面積誤差及其價款找補」、「驗收」及「違約之處罰」等15項目。查核建案名稱及不符合規定之違規項目，詳如查核結果彙整表。
【工商時報】去年12月房地合一稅收54.7億 單月歷史新高
根據官方最新公布個人房地合一稅收統計，2022年12月個人房地合一稅收為54.7億元，創下單月歷史新高，一方面因為房價漲幅甚大帶動稅收增加，桃園與台中稅收大幅飆高，可能是去年第四季有大案交易導致稅收大增。
【鉅亨網】北台灣新建案去年銷售年減千億元 銷售率僅45.4%創5年低
台灣房市去年下半年人氣退潮，更增加房價下修壓力。根據市調機構統計，2022 年北台灣新成屋、預售屋建案規劃釋出銷售的可售戶數為 6 萬 5136 戶，累計成交戶數為 2 萬 9550 戶，平均銷售率約 45.4%，創 5 年來新低，也對即將到來的 329 檔期發出警訊。
【中央社】房貸補貼擬設雙門檻 房仲：桃園台南高雄受惠較大
信義房屋不動產企研室專案經理曾敬德表示，以補貼限定的條件來看，小宅、單身族最容易跨過門檻；但若以區域來看，分析六都加上新竹地區2022年前3季核貸房貸金額，較容易符合條件的是桃園、台中、台南與高雄市，官方預估將有55萬戶房貸族受惠。
【經濟日報】房貸補貼3萬 申請資格條件一次看
按照內政部的規劃，申請資格條件為，僅有一筆自用性質購置住宅貸款，名下持有房屋一戶以內，且110年家戶所得合計在120萬以內，原始核貸金額台北市850萬（總價約1,200萬元）以下，其他縣市700萬元（總價約1,000萬元）以下，即符合資格，資格基準是為112年2月28日為基準日，每戶將撥付一次性補助款3萬元。
【CNBC】Inflation rose 0.5% in January, more than expected and up 6.4% from a year ago
- Inflation rose in January by 0.5% following a 0.1% increase in December, according to the consumer price index report released Tuesday.
- The CPI was up 6.4% from the same period in 2022. Both numbers were higher than expected.
- Across-the-board increases in shelter, food and energy boosted the index after inflation had shown signs of receding in recent months.
【CNBC】Consumer debt hits record $16.9 trillion as delinquencies also rise
- Consumer debt across all categories totaled $16.9 trillion, up about $1.3 trillion from a year ago as balances rose across all major categories.
- Mortgages, auto loans and credit card delinquencies all increased, though to still-low levels.
- The rise in balances came amid an aggressive rate-hiking campaign by the Fed.
【CNBC】Mortgage demand drops as interest rates bounce higher
- Total mortgage application volume fell 7.7% last week as mortgage rates jumped higher.
- The average contract interest rate for 30-year fixed-rate mortgages with conforming loan balances increased to 6.39% last week from 6.18% the previous week.
- Applications to refinance a home loan dropped 13% for the week and were 76% lower than the same week one year ago.
【World Property Journal】Commercial, Multifamily Lending in U.S. Expected to Fall to $684 Billion in 2023
According to a new forecast released this week by the Mortgage Bankers Association, total U.S. commercial and multifamily mortgage borrowing and lending is expected to fall to $684 billion this year, which is a 15 percent decline from an expected 2022 total of $804 billion.
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