or the first time in years, Americans are in a period of rising interest rates.
The Federal Reserve on Wednesday raised its benchmark rate a half-point, to cool down inflation that’s the highest consumers have seen in 40 years. In addition, Fed Chair Jerome Powell signaled more half-point increases are on the table for all remaining meetings this year.
This week the National Association of Realtors Chief Economist Lawrence Yun sounded the alarm bells as he explained there are significant questions regarding the U.S. housing market's direction over the coming months of 2022.
The Mortgage Bankers Association SVP and Chief Economist Mike Fratantoni issued the following comments in reaction to the Federal Reserve's recent FOMC statement on monetary policy and the economy:
“五一”假期前一周，10個CRIC重點監測城市二手住房成交面積合計117.8萬平方米，環比降11%與第16週持平，同比降幅顯著收窄至28%，成交短期回調但仍處於年內較高水平。
一線和二線城市本周環比回落但成交熱度不減。環比僅蘇州上漲、佛山持平；同比來看，東莞正增58%，深圳、廈門和蘇州降幅均有明顯收窄。除杭州受疫情影響，其餘9城成交規模較年內周平均均有大幅上漲。
4月下旬以來，從中央到地方，房地產利好政策密集發布，意在穩定市場預期，扭轉行業頹勢。4 月18 日，央行、外匯局提出要求要因城施策實施好差別化住房信貸政策，合理確定個人住房貸款的最低首付款比例、最低貸款利率要求；4月24日，住建部黨組召開理論學習中心組學習(擴大)會議，提出要高度重視房地產領域風險，防範化解城鄉建設領域風險，堅決守住不發生系統性風險的底線
At the national level, housing affordability declined in March compared to the previous month according to NAR's Housing Affordability Index. Compared to the prior month, the monthly mortgage payment increased by 9.7% while the median family income increased by 1.1%.
新北市政府地政局表示，111年4月房市交易移轉棟數共計6,113棟，較111年3月減少293棟，減少幅度4.6%。
其中交易移轉棟數以板橋區、五股區、三重區減少較多，與111年3月相較分別減少282棟、201棟、96棟，分析原因係因新成屋移轉棟數減少所致。另以交易案件量來看，新北市111年4月交易件數為6,453件，較111年3月減少376件，減少幅度5.5%。
111年4月的買賣登記棟數為4,570棟，與上月相比減少7.7%，比 去年同月增加18.3%。本月前三大交易熱區依序為北屯區(935 棟)、西屯區(781棟)及太平區(420棟)
常有民眾誤認為有繳納房屋稅就不算違章建築，臺中市政府地方稅務局表示，房屋稅之完納，僅表示納稅義務之履行，不能讓無使用執照房屋據以合法。
