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【World Property Journal】U.S. Delinquency Rates for Commercial Properties Increased 6 Percent in Q4 of 2023

  • 96.8% of outstanding loan balances were current or less than 30 days late at the end of the third quarter, down from 97.3% at the end of the third quarter of 2023.
  • 2.3% were 90+ days delinquent or in REO, up from 2.2% the previous quarter.
  • 0.3% were 60-90 days delinquent, up from 0.2% the previous quarter.

【中央銀行】近期新台幣匯率變動反映國際美元走勢 惟新台幣匯率仍屬相對穩定

112年底,因市場樂觀預期Fed將於本(113)年3月開始降息,美元指數(DXY)明顯走弱,外資資金鉅額集中匯入,導致新台幣匯率大幅升值。惟本年以來,由於New York Fed總裁John Williams等官員淡化Fed即將降息之預期,加以近期公布之美國CPI通膨率高於市場預期,且勞動市場仍具有韌性,帶動美元指數反彈1.55%。受到前述國際美元走強之影響,外資資金持續流出,本年以來新台幣對美元匯率貶值2.09%,惟貶幅小於日圓(-3.50%)、韓元(-3.29%)及泰銖(-2.83%);同期間新台幣匯率波動度亦小於其他主要貨幣,顯示新台幣匯率走勢仍屬相對穩定。

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【金融監督管理委員會】本國銀行112年11月底辦理中小企業放款情形

金融監督管理委員會表示,截至112年11月底止,本國銀行對中小企業放款餘額達新臺幣(以下同) 9兆6,897億元,較上月底增加562億元。112年11月底中小企業放款餘額占全體企業放款餘額比率為65.15%,占民營企業放款餘額比率為68.95%,分別較上月底之比率增加0.13及0.16個百分點;另112年11月底中小企業放款之平均逾期放款比率為0.24%,與上月相同。

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【CBRE】Office Workplace Strategy: Taking a Lesson from Retail

As hybrid work now prevails, the office competes for use among employees who have greater choice in determining where they work. An increase in occupier investment in workplace experience and personalization echoes retailer behavior over the past two decades. Top trends we’re seeing in the workplace, regardless of industry, indicate an increased focus on investing in data to capture employee behavior that informs workplace strategy.

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【Zillow】December Housing Starts: Despite Improvements, New Construction Ends Lower In 2023

  • Housing permits issued in December were up 1.9% from November and up 6.1% from a year ago, to 1,495,000 (SAAR).  Overall, 1,469,800 housing units were authorized by building permits in 2023, down 11.7% from 2022.
  • Housing starts eased to 1.46 million (SAAR) in December, down 4.3% from the revised November 2023 estimate but still 7.6% above the December 2022 rate, according to the U.S. Census Bureau. Single family housing starts increased to 1,027,000 (SAAR) in December, down 8.6% from November. Overall, 1,413,100 housing units were started in 2023, down 9% from 2022.

【NAR】Existing-Home Sales Slid 1.0% in December

  • Existing-home sales waned 1.0% in December to a seasonally adjusted annual rate of 3.78 million. Sales faded 6.2% from the previous year. The median existing-home sales price rose 4.4% from December 2022 to $382,600 – the sixth consecutive month of year-over-year price increases.
  • On an annual basis, existing-home sales (4.09 million) fell to the lowest level in nearly 30 years, while the median price reached a record high of $389,800 in 2023.

【公告】近日氣溫變化 請加強檢視建築物外牆磁磚安全

如未維護建築物外牆磁磚構造安全,建管處將依建築法規定,處建築物所有權人或公寓大廈管理委員會新臺幣6萬元以上、30萬元以下罰鍰或新臺幣5仟元以上、1萬元以下怠金,並得連續處罰直至改善為止;若因外牆剝落致人傷亡者,後續恐將面對民、刑事賠償之責任。為鼓勵民眾維護老舊建物外牆安全檢測及完成修繕,依「臺北市建築物外牆飾面剝落申請修繕及補助費用作業要點」規定,民眾可申請補助修繕建築物外牆費用。

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【法規】金融監督管理委員會公告「住宅地震保險危險分散機制實施辦法」部分條文修正草案

為建立住宅地震保險危險分散機制,90年11月30日依據保險法第138條之一第三項規定授權發布「住宅地震保險共保及危險承擔機制實施辦法」,其後歷經九次修正,並將名稱修正為「住宅地震保險危險分散機制實施辦法」。考量本保險投保件數逐年增加,累積責任額亦隨之提高,為降低本保險發生削額給付機率,並厚植共保組織承擔能力,以保障民眾權益,爰修正本辦法。

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