【鉅亨網】沒有限貸但現在房貸就是卡卡 信義:房市近一年首見降溫
信義房屋統計全台門市 8 月前 28 天交易狀況,交易量年變化與月變化皆出現雙位數減幅,連首購的總價 700-1500 萬元市場交易,都受房貸出狀況的影響。這波錢荒對於房市的確造成影響,買方會擔憂買下去不好貸款,決策上就會更為謹慎。
信義房屋統計全台門市 8 月前 28 天交易狀況,交易量年變化與月變化皆出現雙位數減幅,連首購的總價 700-1500 萬元市場交易,都受房貸出狀況的影響。這波錢荒對於房市的確造成影響,買方會擔憂買下去不好貸款,決策上就會更為謹慎。
David O'Leary, an executive director of the Home Builders Federation, said: "Councils have a duty to plan for the needs of their communities. "Ignoring that requirement is a dereliction of duty, stifles economic growth and limits the housing opportunities of local people. "The previous planning system - and one that the current government is looking to reinstate - ensures that inaction on the part of a council does not act as a barrier to new housing delivery."
Based on a new report by Redfin, the typical down payment for U.S. homebuyers hit a record high of $67,500 in June 2024, up 14.8% from $58,788 a year earlier. This was the 12th consecutive month the median down payment rose year over year.
According to new data from the U.S. Department of Housing and Urban Development and the U.S. Census Bureau, sales of newly built, single-family homes in July 2024 rose 10.6% to a 739,000 seasonally adjusted annual rate from significant upward revisions in June 2024.
六都今年7月的買賣移轉棟數揭曉,總計共2萬6,555棟,月增11.6%,年增33.6%,為2014年以來同期最大量,也創近11年同期新高,反映房市在第二季市場交易熱絡。近期的新案交屋潮以台中最為鮮明,單北屯區就因總站特區、14期重劃區及廍子重劃區的指標大案連袂完工。
信義全球資產公司統計,第二季上市櫃法人共投資229億元購置商用不動產、年減55%,減幅主因為去年有新光一號REITs標售案,多宗大型交易成交墊高交易量。土地市場呈現成長走勢。第二季上市櫃法人土地市場交易量為299億元、年增71%,顯示開發商對住宅市場信心度回升,積極購地增加庫存,建商除積極進軍重劃區獵地外,市區老舊、具重建開發價值的商業大樓,也成為建商優質土地來源之一。
Price growth continued to flatten into June, before the more significant mortgage rate relief we’ve seen since. While sellers continued to return, buyers seemed to be more cautious, perhaps finally unable or unwilling to move forward at current pricing and mortgage rates that then still averaged above 6.9% for prime borrowers.