The Biden administration plans to take aim at so-called “junk fees” hidden in closing costs: In a recent report, the CFPB said it would work to “analyze mortgage closing costs, seek public input and, as necessary, issue rules and guidance to improve competition, choice, and affordability.” And this month it launched a public inquiry into the issue.
Earlier this week, some officials at the Federal Reserve said they’re no longer worried about inflation reaccelerating, after data showed that progress stalled in the first quarter. Optimism spurred by the latest inflation data pushed all three major stock indexes to new record highs. But now Wall Street, eager for rate cuts, is on edge again.
Singapore and Hong Kong are generally considered Asia’s more vibrant real estate markets. But some up-and-coming cities are giving these traditional hubs a run for their money, with some even beating them on rental yields.
2024年Q1上市櫃法人購置商用不動產交易額為421億元，年增151%，為有統計以來第三高交易紀錄。因應利率走升，壽險業對資產管理不再只進不出，而是陸續評估並處分未達租金報酬率門檻的標的，優質標的釋出，吸引市場搶貨。建商購地動能回溫，除鎖定重劃區精華土地外，也積極購入具備未來都更危老改建效益的市區商業大樓。
112年全球抑制通膨期間，經濟成長率僅小幅下滑，仍具韌性，且全球金融情勢隨市場對降息預期轉趨樂觀而漸寬鬆。我國經濟成長減緩，通膨率緩步回降；外債規模小幅增加，但外匯存底充裕，償付能力仍佳；政府財政雖有赤字但債務下降，且均維持於可控制範圍。企業部門之上市櫃公司營收及獲利均下滑，但短期償債能力仍佳；家庭部門財務體質健全，惟應密切注意部分負債程度較高家庭之還款能力變化。
113 年 4 月景氣對策信號綜合判斷分數為 35 分，較上月增加 4 分，燈號轉為 黃紅燈。其中，受惠人工智慧等應用需求持續擴增，帶動生產、機械及電機設備 進口值等指標轉呈紅燈，加以領先及同時指標持續上升，顯示國內景氣穩定回溫。
Economists are poring over different measures of the health of the labour market to assess whether the long-anticipated cooling is coming to pass of the back of slower economic growth. While the unemployment rate has held firm, the numberof job vacancies continues to slide and average hours worked has declined significantly over the past year reflecting the growth of part-time employment.
Long-term interest rates depend on productivity and demographics, as well as the supply and demand for safe assets like US Treasuries. A growing imbalance between the supply and demand for US Treasuries will likely put upward pressure on long dated yields – like the 10-year Treasury yield – that mortgage rates tend to follow.
