【工商時報】平息限貸令之亂 金管會決議 揭露銀行房貸額度 供大眾查詢
所謂的「限貸令」爭議延燒,金管會4日召集央行、財政部、八大公股銀行,與房貸業務量前五大民營銀行開會,由銀行局局長莊琇媛親自主持,要求各銀行建立住宅貸款流量控管機制,將額度優先配置給首購族、自用住宅貸款,與已核未撥的已承諾貸款案件,並在一周內建立資訊共享平台,方便民眾查詢。
所謂的「限貸令」爭議延燒,金管會4日召集央行、財政部、八大公股銀行,與房貸業務量前五大民營銀行開會,由銀行局局長莊琇媛親自主持,要求各銀行建立住宅貸款流量控管機制,將額度優先配置給首購族、自用住宅貸款,與已核未撥的已承諾貸款案件,並在一周內建立資訊共享平台,方便民眾查詢。
House prices in the UK reached a two-year high in August and the recent interest rate cut has increased confidence among homebuyers, the UK's largest mortgage lender has said. Halifax said prices last month were up 4.3% compared to last year, taking the average cost of a UK property to £292,505.
According to a new report from CBRE, the value of office-leasing concessions - like months of free rent - began to decline in the first half of 2024 in America, and may be near a peak. After four straight years of increases, the average length of free rent provided in new office leases declined in the first half of this year to 9.0 months from 9.6 months in 2023.
In July 2024, pending home sales dropped by 5.5%, as reported by the National Association of Realtors. All four U.S. regions experienced monthly declines in transactions. Compared to last year, the Northeast saw an increase, while the Midwest, South, and West showed decreases.
According to JLL's latest Hong Kong Property Market Monitor report, vacancy rates of Grade A offices in Central and Hong Kong East improved in July 2024, but office rents continue to slip. The overall vacancy rate of Grade A offices rose to 13.7% as at the end of last month. But the vacancy rates in Central and Hong Kong East decreased to 12.0% and 13.1% respectively.
土地市場部分,8月上市櫃法人共投資200億元購地、年增245%,刷新今年單月交易次高紀錄,成交最熱區落在高雄市,本月中石化標售高雄楠梓、前鎮土地,四筆土地全數脫標,標出金額達76億元,得標廠商有遠雄建設、隆大建設、華友聯開發等。
交易移轉棟(戶)數以林口區、中和區、板橋區減少較多,與113年7月相較分別減少120棟、102棟、91棟,分析原因係因本月份新成屋及中古屋移轉棟(戶)數有減少所致。另以交易案件量來看,新北市113年8月交易件數為6,151件,較113年7月減少23件,減少幅度0.4%。
113年7月本國銀行家數38家,截至113年7月底止,本國銀行放款總餘額新臺幣(以下同)40兆8,908億元,較上月底增加6,520億元;逾期放款金額649.69億元,較上月底增加1.23億元;逾放比率0.16%,與上月相同,較去年同期增加0.01個百分點。