【經濟日報】央行升息半碼 房貸利率將達1.952%
央行15日宣布升息半碼（0.125個百分點），若以央行公布五大銀行10月平均房貸利率1.827%計算足額反應之利率，房貸利率將達到1.952%，專家指出，今年累計升息四次，猶如溫水煮青蛙，加上總經走衰、打房政策多管齊下，過去房市只漲不跌的神話，恐怕很快能見到瓦解。
【中國證券報】多個熱點地區發布穩樓市政策支持多子女家庭購房
近期，杭州市、佛山市等熱點地區接連發布穩樓市政策，提振購房者信心意圖明顯。穩樓市政策內容主要包括放鬆限購區域、放鬆信貸政策等。此外，以鄭州市為代表的部分熱點地區近日開展商品房團購活動，多舉措促進樓市成交。
【中國證券報】樓市回穩跡象顯現政策優化仍有空間
國家統計局12月15日發布數據顯示，11月，各線城市商品住宅銷售價格環比下降，一線城市同比漲幅回落、二三線城市同比降勢趨緩。值得一提的是，當月，70大中城市中有16城新建商品住宅價格環比上漲，較10月增加6城，扭轉了連續5個月減少的勢頭。
【證券日報】存量房貸與新增房貸間利差達2.27% 降低存量房貸利率銀行有“兩難”
東方金誠首席宏觀分析師王青對《證券日報》記者表示，居民房貸重定價日大多為每年的1月1日。伴隨今年LPR報價多次下調，新增房貸利率大幅下行，當前存量房貸與新增房貸之間的利差在明顯擴大。這也可能是促成部分客戶“提前還貸”的原因之一。此外，投資收益與房貸利息之間的差距也成為部分房貸客戶衡量是否提前還貸的指標。
【Bloomberg】The UK Housing Market Is at Risk of a Deep Freeze
The latest data on asking prices for houses in the UK from online property portal Rightmove shows that sellers are on average asking for 2.1% less this month than they did in November. That’s the sharpest drop in four years. It means asking prices are now up just 5.6% on last year, and are slipping back fast.
【World Property Journal】Hong Kong Office Tenants Continue to Migrate to High Quality Buildings
According to JLL's latest Hong Kong Property Market Monitor report, the vacancy rate of Hong Kong's overall Grade A office market slightly rose to 11% as of end-October 2022 from 10.5% a month ago due to new completions.
【World Property Journal】3 Percent of Pandemic Homebuyers in U.S. May Have Negative Equity in 2023
The typical home bought over the last two years will have gained $27,000 in value, even with prices falling 4% next year as Redfin economists predict. Prices would need to fall by double digits in 2023--a highly unlikely scenario--for the typical pandemic home purchase to lose value.
【國家統計局】2022年11月份70個大中城市商品住宅銷售價格變動情況
- 調查範圍：各城市的市轄區，不包括縣。
- 調查方法：新建商品住宅銷售價格調查為全面調查，基礎數據直接採用當地房地產管理部門的網簽數據；二手住宅銷售價格調查為重點調查和典型調查相結合，基礎數據來源於房地產經紀機構上報、相關部門提供和調查員實地採價。
- 價格指數的計算方法詳見《房地產價格統計報表制度》。
- 如當月無成交，則視為價格總體水平無變動。
【中國央行】2022年11月金融統計數據報告
11月末，本外幣貸款餘額218.11萬億元，同比增長10.4%。月末人民幣貸款餘額212.59萬億元，同比增長11%，增速分別比上月末和上年同期低0.1個和0.7個百分點。
【Zillow】Home Prices Dropped in November as Buyers Balked at Higher Interest Rates (November 2022 Market Report Preview)
- The typical U.S. home value fell slightly from October to November (-0.2%), as high interest rates further discouraged home buyers.
- San Jose (-3.3%) and Raleigh (-2.5%) saw the sharpest home value declines month-over-month.
- Home values were slightly lower than last November in San Francisco (-1.1%) and Austin (-0.05%).
- Active inventory climbed to a 7% year-over-year increase in November.
- New listings sank 25.4% from last year’s flow of newly added listings.
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