行政院上周通過「疫後強化經濟與社會韌性及全民共享經濟成果特別條例」，該特別條例經立院三讀通過，行政院即會將特別預算案送請立法院審議，續經立法院三讀通過後，始得動支相關預算。據了解，房貸補貼將編列在該特別預算內，整體額度約30億元，實際預算仍待立院審議。

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針對各界關注的預售屋限制換約部分，花敬群說，會訂出一個日出條款，公布正式實施日當天起，之後簽訂的預售屋，才不能換約，預售屋換約將適用新法，有條件換約；在日出條款公布之前，已經簽約的預售屋，則不會在此次修法被溯及既往，還是可以自由換約，不受五年不能轉賣的限制。至於三讀完成後，後續相關子法和施行細則，花敬群希望在三、四個月內完成。預計上半年正式上路。他說，此次修法是為了抑制炒作或藉由預售屋換約來套利，背後確實意味台灣房市長期以來被忽略的問題，即投機炒作問題，一直沒被管理。

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為遏止投資客揪團炒房、利用換約轉售哄抬獲利，立法院會今天三讀修正通過平均地權條例部分條文，學者認為，無論買賣方都在觀望政府後續執法狀況，不動產景氣短期難好轉。國立政治大學地政系退休教授張金鶚指出，去年下半年預售屋交易量縮明顯，顯示買方對價格修正有期待，預計今年下半年房價會有下滑契機，但近期買賣方會先觀望政策落實情況，加上當前是高利率環境，研判不動產將長時間陷入不景氣，短期難復甦。

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For millions of Americans, the end of cheap money hit home—literally. The Federal Reserve’s rapid-fire interest-rate increases paralyzed the housing market as buyers decided to wait for lower prices and relief from mortgage rates that had doubled. Would-be sellers kept inventory scarce by clinging to low-interest loans and memories of home values that hit records in the pandemic. Pending sales plunged 39% in November from a year earlier to the second-lowest level on record—behind only April 2020, when the US was locked down.

• The World Bank slashed its 2023 global economy growth outlook to 1.7% for 2023 from its earlier projection of 3%.
• It would mark “the third weakest pace of growth in nearly three decades, overshadowed only by the global recessions caused by the pandemic and the global financial crisis,” the World Bank said.

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• The consumer price index fell 0.1% in December, meeting expectations, for the biggest drop since April 2020.
• Excluding food and energy, core CPI rose 0.3%, also in line with estimates.
• On an annual basis, headline CPI rose 6.5% while core increased 5.7%.
• The biggest reason for the easing in inflation came from a sharp drop in gasoline prices, which are now lower on a year-over-year bas

According to Freddie Mac's latest Primary Mortgage Market Survey, the 30-year fixed-rate mortgage (FRM) averaged 6.48 percent in the first week of 2023.

"Mortgage application activity sunk to a quarter century low this week as high mortgage rates continue to weaken the housing market," said Sam Khater, Freddie Mac's Chief Economist. "While mortgage market activity has significantly shrunk over the last year, inflationary pressures are easing and should lead to lower mortgage rates in 2023."