【鉅亨網】全台去年第四季房貸期數達317期 追平歷史新高
根據統計，2024 年第四季全國平均房貸期數達 317 期，追平前一季的歷史新高紀錄，2022 同期全國平均房貸期數還在 300 期以下，反映高房價環境下，民眾傾向拉長還款年限以減輕每月財務壓力。同時，六都與新竹地區的平均房貸期數皆超過 25 年，其中新竹縣更高達 343 期，約等同 28.6 年。顯示 30 年房貸已逐漸取代 20 年房貸，成為主流選擇。
【CNN】Buy Now, Pay Later loans will factor in to Americans’ credit scores
FICO plans to launch a suite of credit scores later this year that incorporate BNPL data, providing lenders a window into what’s been a big blind spot: consumers’ repayment behavior on these increasingly popular installment loans.
【CNBC】Fed Governor Bowman favors July interest rate cut if inflation stays low
- Federal Reserve Governor Michelle Bowman said Monday she would favor an interest rate cut at the next policy meeting in July so long as inflation pressures stay muted.
- Bowman’s comments are similar to those from fellow Governor Christopher Waller, who told CNBC on Friday that he also thinks the Fed could consider cutting in July.
【CNBC】Mortgage rates and demand are stuck in a holding pattern
- Mortgage demand from homebuyers barely moved last week.
- The average rate on the 30-year fixed mortgage rose slightly, despite lower Treasury rates.
- Refinance demand was 29% higher than last year, but that is coming off a very low volume.
【World Property Journal】FHFA Signals to Count Crypto in U.S. Mortgage Underwriting
FHFA Director and Chairman of both government-sponsored enterprises (GSEs), William J. Pulte, said this week that he has directed the mortgage giants to ready their systems for a shift that would allow digital currencies like Bitcoin and Ethereum to be recognized in home loan underwriting.
【新北市地政局】114年第1季整體住宅價格指數呈現平穩趨勢
新北市政府地政局公佈114年第1季住宅價格指數，114年1月至3月之全市住宅價格指數分別為128.58、128.56、128.37，月漲幅介於-0.14%至1.23%之間，另大樓及公寓指數與上季相較亦呈現平穩走勢。而觀察整體開發區因信用管制措施實施導致市場觀望氣氛濃厚，惟仍因生活機能日趨成熟，持續吸引人口遷入，區域住宅價格穩定成長。
【台灣經濟研究院】114年6月景氣動向調查
營建業方面，5月營造業景氣維持持平，雖科技廠辦與部分大型公共 工程如國道、水利建設進度超前，惟電力與軌道工程落後，加上前月有 多項廠務與住宅工程完工認列，基期較高，使當月表現未見明顯成長。展 望未來，風力、水力及液化天然氣等工程推進可支撐營運，但因關稅不 確定性，部分高科技廠房擴建計畫趨於觀望，整體景氣仍以持平看待。
【國家發展委員會】台灣景氣指標月刊(第49卷第5期)
領先指標不含趨勢指數為 99.74，較上月下滑 0.80%。其中 7 個構成項目經去除長期趨勢後，6 項較上月下滑，分別為：外銷訂單動向指數、製造業營業氣候測驗點、股價指數、建築物開工樓地板面積、工業及服務業受僱員工淨進入率、實質貨幣總計數 M1B；僅實質半導體設備進口值較上月上升。
【CBRE】Global Data Center Trends 2025
Demand continues to outpace new supply across both core and emerging hubs. The global weighted average data center vacancy rate fell by 2.1 percentage points year-over-year in Q1 2025 to 6.6%. Paris led the tightening, with vacancy falling to 7.7% from 16.1%.
【CBRE】Pre-Stabilized Properties Limit Overall Multifamily Rent Growth
Despite multifamily vacancy rates largely stabilizing nationwide in 2024, year-over-year rent growth still lags pre-pandemic levels. This puzzling result can be partly explained by the unusually large amount of new supply that has been completed but not yet leased.
頁面
