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【鉅亨網】央行控管風險 房貸利率創近16年半新高

中央銀行22日公布 4 月五大銀行 (台銀、合庫銀、土銀、華銀和一銀) 新承做放款統計,新承做房貸較上月減少 192.79 億元至 627.3 億元,而房貸利率 2.282%,月增 0.018 個百分點,則創下 2009 年 1 月以來新高,央行指出,央行有自主控管風險,會反映在各種類型的貸款利率上。

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【經濟日報】利率水準穩定攀高 4月新承做房貸利率創逾16年新高

中央銀行22日發布4月五大銀行新承做放款平均利率統計,其中,房貸利率升至2.282%,創下逾16年來、金融海嘯以來的新高,較上月上升0.018個百分點,央行經研處副處長曹體仁表示,政府措施、銀行加強風險控管,讓信用資源不過度流向不動產,都是新承做房貸利率走揚的原因。

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【經濟日報】危老修法將鼓勵整合基地 從速度導向轉為規模導向

危老條例將於2027年5月全面落日,內政部於今年5月終止「時程容積獎勵」,2026年將提出修法草案。接下來只保留「規模容積獎勵」作為誘因,轉而鼓勵整合大面積基地,提升重建品質,也讓政策主軸從「速度導向」轉向「規模導向」。

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【CNBC】New homeowners should do one key task for long-term tax savings, real estate attorney says

  • If you just bought a house, it may be a good time to check the accuracy of your property tax assessment, experts say. 
  • If there’s inaccurate information, you likely already have most of the necessary documents on hand to get the appeal started.
  • “You’ve gotten a wealth of information about your house, whether you realize it or not,” said Sal Cataldo, a real estate lawyer and partner at O’Doherty & Cataldo in Sayville, New York. 

【CNBC】April home sales dropped to the slowest pace for that month since 2009

  • Home sales in April fell, as consumers faced high house prices and growing concern over the economy and employment.
  • “Home sales have been at 75% of normal or pre-pandemic activity for the past three years, even with seven million jobs added to the economy,” said Lawrence Yun, NAR’s chief economist.
  •  The median price of an existing home sold in April was $414,000, an increase of just 1.8% year over year.

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【World Property Journal】Opportunity Zone Home Prices Surpass National Growth in Half of U.S. Markets

Median home prices rose in nearly half of U.S. Opportunity Zones in the first quarter of 2025, reflecting continued housing market momentum even in some of the nation's most economically distressed communities, according to a new report from property data provider ATTOM.

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