• 金融監督管理委員會(下稱金管會)表示，截至112年2月底止，本國銀行對中小企業放款餘額達新臺幣(以下同)9兆2,685億元，較上月底減少82.54億元。
• 112年2月底中小企業放款餘額占全體企業放款餘額比率為64.75％，占民營企業放款餘額比率為69.20％，分別較上月底之比率減少0.04及增加0.21個百分點；另112年2月底中小企業放款之平均逾期放款比率為0.26％，與上月底相同。

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民國 111 年第 4 季全國房貸負擔率為 40.25%，房價負擔能力維持為偏低等級，房貸負 擔率較上(111 年 3 季)季下降 0.30 個百分點，較去年同季上升 2.42 個百分點；而房價所得 比本(111 年第 4 季)季為 9.61。

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本季（111 年第 4 季）全國住宅價格季指數為 127.51，較上季上漲 0.94%，較去年同季上漲 8.52%。在六都方面，新北市住宅價格季指數 為 121.33，較上季上漲 0.31%，較去年同季上漲 7.66%。臺北市住宅價 格季指數為 113.08，較上季下跌 0.47%，較去年同季上漲 3.33%。

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Nationally, housing markets have thankfully slowed significantly since the height of pandemic era competition, giving buyers much more bargaining power and more time to consider available inventory and design an offer with their agents.Without a more full recovery of ever-active inventory, faster home sales, at least compared to pre-pandemic, may be the new normal.

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While shelter remained the largest contributor to the monthly gain in the consumer price index, the monthly increase in shelter costs has come down measurably from its pandemic-era peak.

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Mortgage rates increased this week as the latest jobs report pointed to a tighter than expected labor market and perhaps more resilient inflation pressures. But Wednesday’s news that inflation eased sharply in March is causing mortgage rates to tick down.

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