國際預測機構 S&P Global 於 11 月 15 日最新預測，2023 年全年經濟成長率 2.6%， 與上月持平。主要國家中，除中國大陸、日本各上調 0.2、0.1 個百分點，歐元區、南韓持 平外，餘均下修。受全球景氣及去年同月比較基期因素影響，112 年 10 月景氣對策信號綜合判斷分數為 16 分，較上月減少 1 分，燈號轉為藍燈。

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營建業方面，時序進入年底傳統趕工與購屋旺季，加上「新青年安心成家房貸」政策發酵，加快首購族進場購屋腳步，令營建業對當月與未來半年景氣看法較上月調查相比明顯轉好。本次營建業2023年11月營業氣候測驗點為102.82點，較10月之99.40點上揚3.42 點，結束先前連續兩個月下跌的趨勢。

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• 中央銀行新聞參考資料
• 112年12月26日發布
• 業務聯繫單位：經濟研究處金融統計科（02）2357-1741
• 新聞聯繫單位：秘書處聯絡科（02）2357-1561

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After several very dynamic years, the residential property market in France began to slow in 2022. This slowdown intensified in 2023, with a 17% year-on-year fall in sales of existing homes and a 28% year-on-year fall in sales of new homes at the end of August.

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A severe inventory crunch in 2023 kept home values rising, disappointing especially first-time buyers hoping for a break amid the slowdown. “Rate lock” — homeowners who locked in long-term mortgages when rates were near 3% being reluctant to sell and take on a new mortgage with a much higher rate — is a big reason why. 

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• Pending home sales in November remained the same as one month ago.
• Month over month, contract signings grew in the Northeast, Midwest and West but they contracted in the South.
• Pending home sales dropped in all four U.S. regions compared to one year ago.

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