【聯合報】信用管制下賣房更要在意「軟實力」 專家揭3招提升優勢
第七波信用管制為房市買氣明顯降溫，信義房屋與地產秘密客Ting & Sam的系列直播來到最終回，分享打房政策下賣房注意事項，信義房屋專家分享，買方較上半年房市熱絡時減少3至4成，市場看漲比例也驟降至27%，政策影響需2-3季持續消化，建議這時賣方可強化物件「軟實力」提升市場競爭力。
【鉅亨網】川普勝選 台灣房市回歸基本面 走勢還要看央行態度及股市臉色
信義房屋不動產企研室專案經理曾敬德表示，選舉後至少短期的不確定性因素解除，房市就回歸市場供需，在央行的第七波選擇性信用管制措施之下，銀行房貸仍相對吃緊，加上民眾對於房市後市看法回歸理性，但供給量並未大量增加，房市還是維持自用當道的市場。
【鉅亨網】央行第七波信用管制威力強 預售案客戶流量減且猶豫期也拉長
在台灣央行積極打炒房的消除市場預期措施之下，董事長洪健溥表示，目前預售案來客數下滑，成交數量也縮減，同時，購屋客戶的猶豫期也拉長。
【鉅亨網】房市交易漸減縮 北市房仲公會：全年交易拚正成長難度升高
先前房貸之亂，台北市上個月房市出現旺季不旺的情形，微幅衰退 0.2%，接下來若央行第七波打炒房效力發威，台北市不動產仲介經紀業公會理事長蘇金城估北市 2024 全年房屋交易要超越去年的 26,735 棟轉正成長，恐是項艱鉅挑戰，期待台灣央行不要再祭第八波打炒房。
【BBC】House prices at record high, says Halifax
The average UK house price reached a record high last month, according to Halifax. The UK's largest mortgage lender said the average price hit £293,999 in October, surpassing a peak of £293,507 that was reached in June 2022. Halifax said it expected prices to continue to rise at a "modest pace" for the next few months.
【CNN】The housing market is 'unhealthy.' Will that change under President Trump?
President-elect Donald Trump wants lower mortgage rates and ultra-low regulation. Redfin's Chief Economist Daryl Fairweather tells CNN's Vanessa Yurkevich if Trump could change the housing market in his second term.
【CNBC】Weekly mortgage demand tanks 11% as interest rates surge higher
- The average contract interest rate for 30-year fixed-rate mortgages with conforming loan balances — $766,550 or less — increased to 6.81% from 6.73%.
- Applications to refinance a home loan fell 19% for the week.
- Applications for a mortgage to purchase a home decreased 5% for the week.
【CNBC】Average age of first-time homebuyers is 38, an all-time high. Here’s what that says about the real estate market
- In 2024, the median first-time homebuyer was 38 years old, according to the National Association of Realtors’ 2024 Profile of Home Buyers and Sellers report.
- Factors including low inventory, wealthy competitors and high rent costs make it harder to buy a home for the first time, experts say.
【信義不動產評論】2024年第三季
下半年始即受到銀行房貸額度接近滿水位、資金壓力浮現的影響，房市動能出現波動，再加上9月央行實施第七波信用管制， 買氣持續萎縮，但房價仍處歷史高點，Q3走向「量縮價高」的局面。國內經濟仍強勁，通膨仍高，預計住宅價格短期內較難出現價格修正。
【大臺中房市交易動態資訊平台】113年11月報房市大小事與總經分析
目前的升息政策使貸款負擔比原繳金額增加約8~16%，民眾買房成本變高。適當的升息可抑制過熱的買氣，但若升息幅度過大，則可能使房地產市場出現寒蟬效應的情形。現階段房價所得比應以6-8倍為合理範圍，但目前六都皆已逾8~15倍，房價達過高標準，房市呈不健全狀態。
頁面
