【中央社】3大因素助攻 3月房貸餘額創近2年最大增速
房市升溫,中央銀行今天公布的3月房貸餘額衝上新台幣10兆2203億元,續創歷史新高。央行分析,景氣回溫、台股熱絡以及新青安方案等3大因素,對房市均有助益;不過反映建商推案信心的建築貸款餘額依舊低迷,持續創下逾6年最低增速。
房市升溫,中央銀行今天公布的3月房貸餘額衝上新台幣10兆2203億元,續創歷史新高。央行分析,景氣回溫、台股熱絡以及新青安方案等3大因素,對房市均有助益;不過反映建商推案信心的建築貸款餘額依舊低迷,持續創下逾6年最低增速。
As climate change increases the frequency and severity of extreme weather, insurers — especially those in areas most impacted by floods and fires — are raising their premiums, or pulling out altogether, impacting the affordability and availability of home and fire insurance.
In 2023, total commercial real estate mortgage borrowing and lending was estimated at $429 billion, marking a 47 percent decline from $816 billion in 2022, and a 52 percent fall from the record high of $891 billion in 2021.
The DOJ filed its latest statement of interest in the case of Cornish-Adebiyi v. Caesars Entertainment, Inc., currently before the U.S. District Court for the District of New Jersey. This case alleges a scheme among Atlantic City casino hotels to artificially inflate room prices via a shared software platform employing a pricing algorithm for suggesting rates.
受惠於人工智慧、高速運算與雲端資料服務等新興應用需求持續強勁,累計 1-2 月我國出口、製造業生產指數分別年增 9.6%、7.5%;民間消費方面,在春節商機下,年節應景商品買氣熱絡,加以假期帶動集客效應,推升 1-2 月零售及餐飲業營業額同創歷年同期新高,營收分別年增 4.3%及 5.7%。
113 年 3 月景氣對策信號綜合判斷分數為 30 分,較上月增加 1 分,燈號續呈綠燈。其中,受惠人工智慧等新興科技應用商機強勁,海關出口續為紅燈,並帶動生產、銷售、機械及電機設備進口值等指標普遍呈現綠燈,加以領先及同時指標維持上升,顯示國內景氣持續回溫。
營建業雖面臨成本上升挑戰, 但仍受惠於重建工程和公共工程推動,加上經濟回溫、「新青年安心成家房貸」利多刺激效應延續、製造業景氣復甦,帶動住宅與商用不動產自用買盤,故短期內房市信心度仍維持於一定的水準。營建業測驗點雖續呈下滑,然跌幅極為有限,故研判營建業對景氣看法與上月相比維持不變。