【中央社】房地合一稅連10紅 前5月實徵227億元創同期新高
房地市場買氣熱，財政部今天公布最新稅收統計，5月房地合一稅實徵約新台幣62億元、創歷年同月新高，年增8成6、連10紅，帶動前5月房地合一稅實徵227.3億元、續創歷年同期新高，年增約89%。
【中央社】央行調升存款準備率 行庫：房貸等授信門檻可能愈趨嚴謹
央行第2季理監事會決議調升存款準備率0.25個百分點，行庫表示，此措施將使銀行手上可運用資金變少，抑制貸放能力，後續銀行可能會評估拉高房貸等授信業務的條件，對客戶的選擇也會更嚴謹。
【中央社】防新青安貸款遭濫用 莊翠雲：加強貸前審核貸後稽查
對於近來新青安貸款是否遭不當使用引起討論，莊翠雲表示，財政部已督導公股行庫，加強貸前審核、貸後稽查來防堵運用新青安貸款的不正當作為；政府實施新青安貸款是要協助、照顧青年朋友購自住宅，做自住使用，加強行庫稽查與審核，不會影響符合新青安貸款承貸戶的權益。
【CNN】Interest rates are coming down in Europe. The Fed won’t follow yet
The first ECB rate cut in nearly five years takes the benchmark rate in the 20 countries that use the euro down to 3.75% from an all-time high of 4%, where it had stood since September.
【CNBC】Bank of Japan set to reduce JGB purchases, stands pat on interest rate
- The BOJ said in its statement it could reduce its purchases of Japanese government bonds after the next monetary policy meeting, scheduled to be held on July 30 and 31.
- During the intermeeting period, the BOJ said it will collect views from market participants and will decide on a detailed plan for the reduction of its purchase amount during the next one to two years or so.
【CNBC】Inflation slows in May, with consumer prices up 3.3% from a year ago
- The consumer price index held flat in May though it increased 3.3% from a year ago. Both numbers were 0.1 percentage point below market expectations.
- Excluding volatile food and energy prices, core CPI increased 0.2% on the month and 3.4% from a year ago, compared with respective estimates of 0.3% and 3.5%.
- Price increases were held in check by a 2% drop in the energy index and just a 0.1% increase in food.
【CNBC】A brief drop in mortgage rates caused a huge surge in demand, but it may be short-lived
- Total mortgage application volume surged nearly 16% compared with the previous week, according to the Mortgage Bankers Association’s seasonally adjusted index.
- The average contract interest rate for 30-year fixed-rate mortgages with conforming loan balances ($766,550 or less) decreased to 7.02% last week from 7.07%.
- Applications to refinance a home loan jumped 28% last week, compared with the previous week.
【信義全球資產】土地市場賣破400億元 建商前進六都搶插旗
據信義全球資產公司統計，今年1月至5月上市櫃法人於全台共砸下455億元購置土地及地上權，較去年同期漲幅達121%。信義全球資產公司總經理林三智分析，去年土地市場瀰漫觀望氣氛，全年交易量僅569億元，對比今年前五月土地交易已達2023全年近八成交易量，顯見建商購地信心度持續回升，又以亞昕出手最為積極，今年已投資共42億元於新北、台中購地。
【金融監督管理委員會】本國銀行113年4月底辦理中小企業放款情形
113年4月底中小企業放款餘額占全體企業放款餘額比率為65.02％，占民營企業放款餘額比率為68.47％，分別較上月底之比率減少0.29及0.28個百分點；另113年4月底中小企業放款之平均逾期放款比率為0.25％，較上月底增加0.01個百分點。
【中央銀行】中央銀行理監事聯席會議決議新聞稿
上年6月新增規範自然人特定地區第2戶購屋貸款，最高成數上限7成實施以來，自然人申辦特定地區第2戶購屋貸款之撥款金額呈增加趨勢，為續強化管理銀行信用資源，降低相關授信風險，本次中央銀行修正「中央銀行對金融機構辦理不動產抵押貸款業務規定」，調降自然人特定地區第2戶購屋貸款最高成數上限為6成，自本年6月14日起實施。
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