【CNBC】Homebuyers are paying more for mortgage credit checks. Here’s why

• The cost for mortgage lenders to pull credit reports from all three major credit bureaus has risen sharply, according to the Mortgage Bankers Association. Costs in 2026 could increase an average 40% to 50%, the industry association said.
• The group has urged federal regulators to revisit the three-bureau requirement, saying it limits competition and drives up costs.
• The cost — typically in the tens or hundreds of dollars — is a tiny fraction of what homebuyers pay in closing costs when they settle on the purchase of a house.

READ MORE