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【CNBC】An adjustable rate mortgage could mean a lower monthly payment for a while. Be sure you fully understand the risks

【CNBC】An adjustable rate mortgage could mean a lower monthly payment for a while. Be sure you fully understand the risks

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  • The average fixed rate on a traditional 30-year mortgage is 4.67%, up from below 3% in November and the highest it’s been since late 2018.
  • By comparison, the initial rate on a 5/1 adjustable rate mortgage is 3.5%.
  • While an ARM can make sense for some homebuyers, it’s worth assessing whether it works best for your situation.

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