【World Property Journal】Refinance Lending Remains Unusually Strong Across the U.S.
【World Property Journal】Refinance Lending Remains Unusually Strong Across the U.S.
2021.06.07
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According to ATTOM Data Solutions' first-quarter 2021 U.S. Residential Property Mortgage Origination Report, 3.77 million mortgages secured by residential property (1 to 4 units) were originated in the first quarter of 2021 in the United States.
That figure was up 3 percent from the previous quarter and 71 percent from the first quarter of 2020 - to the highest level in more than 14 years. The increase also marked the first time that the total number of home mortgages rose from a fourth-quarter period to a first-quarter period since 2009.
With residential mortgage interest rates remaining around 3 percent for most purchase and refinance loans, lenders issued $1.16 trillion worth of mortgages in the first quarter of 2021 - up 5 percent from the fourth quarter of 2020 and 81 percent from a year ago, to the largest quarterly amount since at least 2000.
