【World Property Journal】Mortgage Loans In Forbearance Ends 2020 At 5.5 Percent In U.S.
【World Property Journal】Mortgage Loans In Forbearance Ends 2020 At 5.5 Percent In U.S.
2021.01.11
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According to Mortgage Bankers Association, 2.7 million U.S. homeowners are in mortgage forbearance plans as of December 27, 2020. The total number of loans now in forbearance remained unchanged relative to the prior week at 5.53%.
The share of Fannie Mae and Freddie Mac loans in forbearance decreased to 3.24% - a 2-basis-point improvement. Ginnie Mae loans in forbearance increased 5 basis points to 7.92%, while the forbearance share for portfolio loans and private-label securities (PLS) decreased by 2 basis points to 8.87%.
The percentage of loans in forbearance for independent mortgage bank (IMB) servicers decreased 3 basis points from the previous week to 6.01%, and the percentage of loans in forbearance for depository servicers increased 1 basis point to 5.44%.
